We offer Fractional or Virtual Chief Financial Officer (CFO) Services, providing high-level, strategic financial leadership, analysis, and control oversight on a flexible, part-time basis to growing businesses globally.

A Controller focuses on historical data, transactional accuracy, and reporting compliance. A CFO focuses on future strategy, capital allocation, risk management, and profitability optimization.

Companies experiencing rapid growth, global expansion, pre-audit preparation, M&A activity, or those requiring strategic insights but not yet able to justify a full-time executive salary.

Our service includes oversight from professionals who understand IFRS, US GAAP, local tax regulations, and data residency laws in your target markets, ensuring compliance is baked into your strategy.

The Fractional CFO acts as the strategic leader and supervisor of your existing accounting staff and works closely with our outsourced accounting, payroll, and audit support teams.

We define a clear Service Level Agreement (SLA) specifying guaranteed response times for urgent matters (e.g., cash flow crisis) and scheduled availability for Daily or Weekly meetings.

We use secure, cloud-based communication tools (e.g., Teams, Zoom) and encrypted data portals, ensuring continuous, compliant collaboration regardless of time zone.

Yes. We prepare investor-ready financial models, pitch decks, and due diligence packages, and help structure financing arrangements with banks or investors.

All work is protected by NDAs, executed on secure networks, and governed by strict access protocols, ensuring the utmost confidentiality of sensitive strategic and financial information.

We aim for efficiency, typically requiring dedicated time for Weekly or Bi-Weekly strategy and review meetings, with ad-hoc requests managed via email/portal.

You will be assigned a dedicated lead Fractional CFO who is your primary contact, backed by a specialized team for FP&A, tax, and control documentation.

Onboarding involves a deep-dive discovery phase to understand your business model, systems (ERP/HRIS), legal structure, and key strategic objectives before any work begins.

Yes. The CFO acts as the primary point of contact for external auditors, ensuring timely delivery of Yearly audit documentation and managing issue resolution.

We focus on right-sizing solutions, ensuring our control frameworks, technology recommendations, and strategic advice are scalable and financially justifiable for your current stage of growth.

Services are typically billed on a fixed retainer fee (Monthly or Quarterly) based on the agreed-upon scope of work and required time commitment.

The CFO translates business goals into quantifiable financial targets, models various strategic scenarios (e.g., expansion, acquisition), and ensures capital allocation aligns with the strategy.

We lead the Yearly budget cycle, providing templates, conducting department workshops, integrating top-down goals with bottom-up estimates, and consolidating the final master budget.

We typically manage Monthly rolling forecasts, projecting performance 3-6 months out, which are updated for the Quarterly review with the board.

Variance Analysis compares actual financial results to the budget and forecast. We perform this analysis on a Monthly basis to identify deviations and root causes for corrective action.

We work with management to define financial and operational KPIs (e.g., Gross Margin %, Customer Acquisition Cost (CAC), Return on Assets), tracking and reporting them Monthly via a dashboard.

Yes. We prepare a detailed, short-term Weekly or Daily cash flow forecast for working capital management and a longer-term Monthly forecast for strategic liquidity planning.

We develop the CapEx policy, evaluate all major investments using discounted cash flow (DCF) and ROI analysis, and track the performance of assets post-acquisition on a Quarterly basis.

We design Cost Allocation models to accurately assign indirect costs, providing granular Monthly profitability reporting by product, customer, or geographical segment (USA vs. Europe).

We analyze the full cost structure (including overheads), market dynamics, and target margin to inform and support the executive team’s strategic pricing decisions .

Yes. We perform buy-side or sell-side financial due diligence, assessing quality of earnings (QoE), working capital normalized levels, and identifying hidden liabilities.

We prepare the CFO Report Package, including detailed financial statements, KPI dashboards, strategic initiative updates, risk summaries, and forward-looking forecasts.

Yes. We analyze your exposure to FX fluctuations from international transactions and recommend strategies such as hedging policies to mitigate financial risk.

We work with the sales team to integrate sales pipelines and historical conversion rates into the financial model, challenging assumptions and improving Monthly accuracy.

Break-Even Analysis determines the sales volume required to cover total costs. We review this Quarterly or after any significant change in cost structure or pricing.

We prepare a detailed financial feasibility study, including localized cost models, required capital, market size analysis, and projected ROI for the new region .

Yes. We negotiate banking terms, manage credit facility compliance, and act as the financial point of contact for routine banking matters.

This review involves a deep assessment of the year-to-date performance, re-forecasting the second half, and making major strategic adjustments to staffing or CapEx plans.

We provide the financial modeling for employee stock option/equity incentive plans, ensuring correct valuation and accounting treatment.

We implement transparent Chargeback/Cost Allocation models to measure the efficiency and cost-effectiveness of shared services utilized by global subsidiaries.

ZBB requires justifying all expenses for each new period, starting from a "zero base." We facilitate ZBB implementation to drive higher cost consciousness and efficiency.

Yes. We design and maintain clear, customized executive dashboards that provide real-time visibility into the most critical financial and operational metrics.

We establish controls over data extraction, transformation, and load (ETL) from source systems to the reporting platform, ensuring the Monthly reports are based on validated data.

We model the financial impact of various potential events (e.g., 10% recession, loss of major client) and test the sensitivity of outcomes to changes in key variables.

We provide a detailed analysis of TCE by jurisdiction, including salaries, statutory contributions, benefits, and local payroll taxes, optimizing global labor costs.

We focus on optimizing the Cash Conversion Cycle (CCC) by improving inventory days, accelerating collection (DSO), and optimizing payment terms (DPO).

We provide business valuation for internal purposes, strategic planning, or M&A support, utilizing recognized valuation methodologies.

We implement a clear, documented capitalization policy to ensure consistent and correct accounting treatment of property, plant, and equipment (PP&E) and software development costs .

Yes. We prepare the complete financial section of the business plan, including the three-to-five-year projected financial statements and key metrics.

We implement ABC where necessary to accurately allocate overhead costs to specific products, services, or customers based on the activities consumed.

We work alongside your tax advisors to ensure that operational decisions are made with an understanding of global tax implications, including transfer pricing.

The CFO ensures transparency, integrity, and accountability in all financial dealings reporting risks to the board, and maintaining strong internal controls.

We oversee the documentation and testing of key financial controls (e.g., access, authorizations, reconciliations), providing assurance to management on control effectiveness.

We implement a Master Compliance Calendar, tracking all Quarterly and Yearly deadlines for all operating jurisdictions (e.g., VAT/GST, corporate tax returns) .

The Risk Register identifies, assesses, and prioritizes key financial, operational, and compliance risks. We facilitate a formal review of this document on a Quarterly basis.

We design and implement system access controls and approval workflows to prevent one individual from controlling critical transactional cycles (e.g., procure-to-pay) .

Yes. We draft and formalize all new accounting policies (e.g., lease accounting, inventory valuation) and ensure they are consistently applied across all entities.

We implement robust anti-fraud controls, including Daily monitoring of bank account changes, vendor master data verification, and regular exception reporting.

We provide financial modeling and analysis to support the optimization of your global legal entity structure for tax, regulatory, and operational efficiency.

We establish strict controls over bank accounts, implement payment authorization hierarchies, and oversee the Daily reconciliation of critical bank accounts.

We review high-value customer and vendor contracts to assess financial terms, payment obligations, revenue recognition implications, and termination clauses.

We coordinate with brokers to review the adequacy of global insurance coverage (e.g., D&O, General Liability) against assessed business risks on a Yearly basis.

We implement a regulatory intelligence process, ensuring our team and your finance staff are alerted to and trained on material changes well in advance of the effective date.

We design the financial approval matrix, defining spending limits and required signatories across departments and legal entities to maintain financial control.

Yes. We lead the definition of financially relevant ESG metrics and establish the processes required to capture and report this data accurately for investor disclosures.

We develop Contingency Funding Plans (CFP), stress-testing liquidity and identifying alternative funding sources in case of a market or business shock.

Yes. We ensure finance systems and processes adhere to data privacy laws, particularly concerning the handling of employee and customer personally identifiable information (PII) .

We establish tracking mechanisms to ensure the necessary financial documentation and internal controls are in place to meet the rigorous reporting requirements of grants.

Focus areas include bank reconciliations, GL to sub-ledger reconciliations, manual journal entry review, and proper cutoff testing of revenue and expenses.

Yes. We leverage our network to recommend and help vet specialized local legal, tax, and accounting firms for new market entries.

We establish a process for Quarterly or Half-Yearly financial review of critical suppliers to mitigate supply chain risk.

By analyzing financial data to uncover operational inefficiencies, such as high cost-to-serve customers, prolonged Order-to-Cash cycles, and excessive Days Payable Outstanding (DPO).

Yes. We provide the financial requirements analysis, vendor evaluation, and project oversight for major ERP/Accounting system selection and successful implementation.

We enforce automated three-way matching, optimize vendor payment terms, and implement controls to maximize early payment discounts.

We focus on improving credit management, accelerating invoicing, and implementing automated collections workflows to reduce Days Sales Outstanding (DSO).

Yes. We review the current team structure, roles, and competencies, recommending an optimal, scalable structure for your global finance function.

We implement controls over data creation and modification (e.g., mandatory dual-control approval for new vendors) to prevent payment errors and fraud.

We lead cost analysis projects, benchmarking spending, and identifying opportunities for savings through vendor consolidation or process optimization.

We identify repetitive, high-volume tasks (e.g., invoice processing, bank reconciliations) and recommend and oversee the implementation of Robotic Process Automation (RPA) .

Yes. We define the strategy for financial data mapping, system consolidation, and ensuring the smooth flow of transactional data across integrated entities.

We define and track productivity metrics (e.g., invoices processed per staff member, number of journal entries) to optimize resource allocation.

Yes. We perform the cost/benefit analysis for outsourcing certain transactional areas (e.g., T&E processing, non-strategic AP) and manage the vendor selection process.

We mandate standardized global Chart of Accounts (COA) and ensure local teams use the system in compliance with global process standards.

We review the current and future state of finance technology, ensuring the technology stack supports the next 18-24 months of business growth and strategic objectives.

We establish reconciliations between operational data (e.g., production units, shipping manifests) and financial data to validate revenue and cost of goods sold.

Yes. We prepare the complete financial justification, including ROI, Net Present Value (NPV), and payback period for new systems or automation projects.

Daily services focus on Cash Position Management, Urgent Anomaly Reporting (e.g., large unauthorized transactions), and high-level KPI flash reports to the CEO.

Weekly deliverables include Cash Flow Forecasting (7-day outlook), Vendor Payment Approval, and a formal meeting with the CEO/Owner to review tactical performance and priorities.

It provides constant, high-level oversight and ensures that short-term operating decisions are made with the latest data and a clear view of cash reserves.

The core deliverable is the Full Monthly Financial Review Package, including the Income Statement, Balance Sheet, Statement of Cash Flows, Variance Analysis, and updated Rolling Forecast.

A timely Monthly review allows management to identify and adjust to budget deviations, enabling course correction before the issues become material.

Quarterly services include the Formal Board/Investor Presentation, Strategic KPI Deep Dive, Internal Control Review Summary, and Updated Risk Register Review.

It provides the formal financial, risk, and control assurance required by the Board of Directors or key investors to meet their oversight responsibilities.

Half-Yearly deliverables involve the Comprehensive Internal Audit Check, Updated Capital Structure Review, and Mid-Year Strategic Plan Refinement.

The most critical function is the Finalization of the Annual Budget, Oversight of the External Audit, and Drafting of the Annual Report/Statutory Filings.

Yes. We prepare the final, complete set of Yearly financial statements and notes under the required accounting standard (IFRS/US GAAP), ready for external audit.

We utilize a flexible work schedule and leverage our team in India to provide follow-up and preparation during the global night shift, ensuring seamless handover.

Yes. We offer flexible capacity for ad-hoc modeling projects, such as business valuations, new product costing, or financial projections for a large bid.

We typically schedule Monthly or Quarterly meetings with key department heads (e.g., Sales, Operations) to align financial targets with their performance metrics.

We provide a detailed report on system gaps, recommended software solutions, implementation timelines, and the projected ROI of the new technology.

We define clear, measurable objectives for the finance staff and lead the Yearly performance review and goal-setting process.

Yes. We issue an Annual Financial Health Assessment, summarizing trends, risks, and strategic recommendations for the upcoming year.

For high-growth firms, Daily service focuses heavily on burn rate and cash runway. For stable firms, it focuses more on cost control and exception reporting.

This is typically prepared on a Quarterly or Half-Yearly basis as required by the loan agreement, with a Monthly internal check.

Yes. We standardize the format and content of the management accounts to ensure they provide relevant, actionable information every month.

Success is measured by quantifiable results, including faster monthly close times, improved budget vs. actual variance performance, measurable cost reductions and achieving a clean external audit opinion.